Cost of Retirement  
Estimating how much income you will need in retirement — and determining whether your current program of savings and investments can provide that income — is a good start to developing a retirement plan. This calculator is designed to help you estimate how much income you may need in retirement and the savings necessary to produce that income.
     

1. What is your current age?

2. What is your household's current annual income?

$

3. How much do you currently have set aside for retirement?

$

4. What percentage annual raises do you expect?

%

5. At what age do you expect to retire?

6. How many years do you expect to spend retired?

7. What percentage of your pre-retirement income do you expect to need during retirement?

%

8. What after-tax return do you expect on your investments between now and retirement (0 to 10 percent)?

%

9. What after-tax return do you expect on your investments during retirement (0 to 10 percent)?

%
 
   
   
Keystone Financial Management
• msteich@jhnetwork.com

Keystone Financial Management is independent of John Hancock, Signator Investors, Inc. and any affiliates.

1624 Hausman Road - Allentown, PA 18104 - 610-530-2112

We are licensed to sell Insurance Products in the following states:
Alabama, Connecticut, DC, Delaware, Georgia, Kentucky, Massachusetts, Michigan, Minnesota, Montana, North Carolina, New Jersey, New Mexico, New York, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Vermont, Wisconsin, West Virginia.

We are registered to sell Securities in the following states:
California, Colorado, Connecticut, DC, Delaware, Florida, Georgia, Hawaii, Illinois, Massachusetts, Maryland, Michigan, Missouri, Montana, North Carolina, New Jersey, New Mexico, New York, Ohio, Pennsylvania, Tennessee, Texas, Utah, Virginia, West Virginia.

Offering John Hancock insurance products.
Securities and Investment Advisory Services offered through Signator Investors, Inc.,
Member FINRA, SIPC, a Registered Investment Advisor.

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