James Giarratano

Keystone Financial Management is independent of John Hancock, Signator Investors, Inc. and any affiliates.

We are licensed to sell Insurance Products in the following states:
Alabama, Connecticut, DC, Delaware, Georgia, Kentucky, Massachusetts, Michigan, Minnesota, Montana, North Carolina, New Jersey, New Mexico, New York, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Vermont, Wisconsin, West Virginia.

We are registered to sell Securities in the following states:
California, Colorado, Connecticut, DC, Delaware, Florida, Georgia, Hawaii, Illinois, Massachusetts, Maryland, Michigan, Missouri, Montana, North Carolina, New Jersey, New Mexico, New York, Ohio, Pennsylvania, Tennessee, Texas, Utah, Virginia, West Virginia.

Offering John Hancock insurance products.
Securities and Investment Advisory Services offered through Signator Investors, Inc.,
Member FINRA, SIPC, a Registered Investment Advisor.

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