Wealth Management for Individuals

keystoneWealth Management for Individuals

A successful wealth management strategy is one that provides for you and your family today and preserves enough for future generations.  To achieve this success a financial strategy must be comprehensive.  That is why we work with your attorney, trustee, accountant and other professionals as necessary to create a customized strategy that considers all your wealth management needs.

Depending on your stage of life and types of concerns  your financial professional will help you find the appropriate solutions to issues like funding for an education or retirement, tax planning, protecting your assets and your family, and organizing your estate.


Products and Services for Wealth Accumulation

Portfolio Building – With the right asset allocation(2), we can help develop an investment strategy that balances potential risk and return by diversifying your assets across several investment categories. We’ll take into account your risk tolerance, liquidity needs, as well as your short and long-term goals.

College Funding – We can help you choose the right savings and investment vehicles, and the best plans available for financing an education.

Retirement Planning – If you are planning for a secure retirement, we can help you evaluate all of your existing retirement plans: pensions, 401(k)s, IRAs and annuities. We can also assess the tax consequences of your IRA Rollover and assist in implementing your decision(1).

(1)The financial analysis and recommendations are not intended to replace the need for independent tax, accounting, or legal review. Individuals are advised to seek the council of such licensed professionals.

(2) Diversification helps manage the risk that comes with investing, but does not guarantee against loss.


Products and Services for Wealth Protection


Survivorship Protection – We can help you develop a strategy using life insurance to provide the income your heirs will need to maintain their way of life.

Asset Protection – We can recommend ways to maximize and protect your hard-earned retirement savings and your independent lifestyle should you or your spouse need long-term care.

Disability Income Insurance – Often overlooked is the need to protect one’s current income stream and future earnings in the event of a disability.  We can help you protect your future earnings from such an event.

Long-Term Care Insurance –We can help protect your assets from the rising costs of long term care that can affect your financial future and that of your loved ones.

Products and Services for Wealth Distribution

Trust and Estate Planning (3) – With the right strategy you can control your assets according to your wishes as well as minimize taxes, reduce administrative costs and ensure the effective management of your affairs should you become incapacitated.  You may also be interested in developing charitable or family gifting strategies to pass along your wealth.  Based on your individual situation we can recommend techniques for approaching these challenges.

(3) Signator Invesors, Inc. provides fee based advisory accounts and fee based financial planning and only qualified representatie enrolled in the Signator Investors, Inc. Corporate Registered Investment Advisor Program may offer these advisory products and services. 

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